Student Loans

Student Loans: The Sallie Mae Smart Option®

Whether you’re an undergraduate, graduate student, or parent, get money for school from Sallie Mae ®

Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.

  • Competitive interest rates
  • Multiple repayment options
  • No origination fees: no prepayment penalty


The Smart Option Student Loan® for Memorial Credit Union by Sallie Mae®
For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

To learn more or to apply, please get started here.


The Smart Option Student Loan Features and Benefits
  • Multiple in-school repayment options plus a choice of competitive fix and variable interest rates provides even more flexibility.
  • No origination fees and no prepayment penalty
  • Rewards and interest rate reductions available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate 100% US-based Student Loan Specialist