Credit Card Center


Credit Cards

You are Protected!

Enjoy the benefits: 

  • NO cash advance fee
  • NO annual fee
  • Low balance transfer fee
  • Earn great rewards


Credit Rewards

There is a reward perfect for you!

  • View & Access my Rewards.. From gift cards to merchandise
  • Redeem Points and browse rewards
  • Access Reward Statements



Go To My Card

View, Pay, and Manage your Account

  • Access My Credit Card
  • Pay My Credit Card
  • Credit Card Statements
  • Review Card Activity


Report a Lost or Stolen Card 

Please call us with any questions you may have regarding a dispute or suspicious activity on your account. Our Call Center hours of operation are Monday – Friday between 8:00 AM and 4:00 PM CST. To report a Lost or Stolen MasterCard® Credit Card after business hours call 1-800-820-8450.

Fraud Prevention

In an effort to prevent plastic card fraud, we monitor transactions 24/7 to identify suspicious activity. If we are unable to reach a cardholder to confirm activity, a block will be placed on the card. Please be sure to keep your phone numbers, email address, and mailing address updated should the Credit Union need to contact you for any reason.

 EMV Chip Technology 

Memorial Credit Union offers debit and credit cards with chip technology. The embedded computer chip provides more security and wider international acceptance. A microchip embedded in the card adds a new layer of protection against fraud for purchases made at the point of sale. Information programmed into the chip is personalized for your account and each transaction generates a unique code, adding an extra safeguard against unauthorized use and counterfeiting. These cards are already in wide use around the world and are now becoming the standard in the U.S. Frequently Asked Questions.

Earn Bonus Points

Our Rewards Program rewards you for being an active cardholder. Simply use your Memorial Credit Union MasterCard® Credit Card to make a purchase anywhere, and you’ll earn points per dollar spent when you shop for everyday needs and more. Access Rewards.

Manage Credit Card Account

Managing your MCU MasterCard credit card activities can be handled at any time through our GoToMyCard service. Easily view account information, review card activity, and make payments through this convenient portal. Maintain a more accurate view of your financial situation by registering today. Access GoToMyCard today.