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Home > Personal > Youth Accounts

Youth Accounts

It’s a good time to help our younger members learn good savings habits.

Youth Accounts:

  • For members 17 and under.
  • Open with just $5.
  • Earns quarterly dividends.
  • For members 13-17, Checking accounts are available with a parent as a joint signer.
  • Prizes for good grades and perfect attendance.

Memorial Credit Union’s youth accounts provide tools for your child to gain skills on managing money and teaches them the importance of saving. Your child could begin to save for long-term goals, such as college and cars. We make it fun to save!

Young Investors Account

The Investors account is designed for members up to 12 years of age. We also like to promote good grades and reading by giving prizes for good report cards and book reports on their favorite books.

  • Open with as little as $5.00
  • Paid quarterly dividends on balances $5.00 or greater
  • Must have a parent or legal guardian as a custodian on the account (with valid ID and Social Security Card)
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Teen Investors Account

The Teen account is designed for members 13-17. The teens will continue to learn the importance of saving and the importance of maintaining good credit. Financially responsible teenagers then can open a checking account in their name with their parents as co-signers to get them started on the road to a financially fit life.

  • Open with as little as $5.00
  • Account must require a joint account holder of legal age (parent or guardian)
  • Open a checking account (with a parent/guardian)
  • Parents can choose to make deposits into this account through payroll deduction
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Click here for information on the Children’s Online Privacy Protection Act (COPPA).

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Routing No. 313084124

7789 Southwest Freeway, Suite 175
Houston, TX 77074
Tel:713-778-6300

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*APR = The Annual Percentage Rates are subject to change without notice. Credit criteria and restrictions apply.

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